Ozzie's Blog

Over the past couple of months, what has really kept me focused on finishing the work was dedication. It ultimately rested on the fact that I knew I had assignments due on Friday's and Tuesday's and to cut out a sliver of my week, maybe one to two hours, and try to finish the assignments. There were a couple of times where I had maybe forgotten or was not motivated to finish some assignments. This isn't such a bad thing, considering we're all human beings and have other things on our plate to worry about and take care of. However, what really pulled me through was the motivation to do better on completing these assignments and simply keep up with the work at hand. I feel like in this way I am really developing a tenacious attitude. Some tips I have for this class would be 1) find out when work is due ahead of time, maybe write it down in a planner 2) cut out an hour or two of your week to get the work done and 3) watch the lectures because they're important for the ...

1.  Steve Jobs, Walter Isaacson     1. What surprised you the most? What surprised me the most about Steve Jobs is how he dropped out of Reed college only after a year of attending. It was really interesting to me that he did not graduate college and was still able to create and run one of the biggest and most successful companies in the world. It just goes to show how as long as you have enough dedication, resources, connections and a little bit of luck you can do anything.     2. What about the entrepreneur did you most admire? What I most admired about Steve Jobs was his obsession with simplicity as a brand for Apple. I liked that he realized how science and technology could be intertwined in an artistic fashion that could be neatly tied up. There was a quote by Leonardo DaVinci that Jobs thought represented Apple really well: "Simplicity is the ultimate sophistication." This was also a great selling factor, as most people really like Apple products b...

Interviews Person 1: This person is a 24 year old grad student at UF. She currently has a job but does not know how to properly budget herself. Her spending habits fluctuates and sometimes she spends more money on groceries and utilities, which leaves her over-spending on other things. Person 2:   This person is 16 years old and a junior in high school. He currently has a job and his parents give him a weekly allowance. He says he isn't going to worry about budgeting himself until he gets to college. Person 3: This person is a 20 year old and a junior at UF. He doesn't have a job and has horrible budgeting skills. Every week he goes over his budget and fears for real life consequences. Person 4: This person is 46 and a mother of three children. She told me she learned how to budget in college, but it was really challenging. Eventually, she learned how to budget herself, but she felt as though it took longer than it needed to. Person 5:  This person is 19 years o...

It seems to be almost a universal problem when it comes to students and issues with learning how to budget their money. Some students may not have this problem at all. Most students go through a grueling and challenging four year period that consists of many trial and error on the budgeting front. Some students get jobs, others don't. Some have scholarships, others don't. It all boils down to learning how to budget, which doesn't have to be as hard as it is. My solution to this problem would be an elective class at the University of Florida on budgeting and how to do it. I feel as though students have the ability to learn how to budget if it could be presented in a classroom/lecture setting. Additionally, I believe if the class also had an app that could help students monitor their own budgets, it could help these students tremendously. 

The Opportunity: Many students in college have a difficult time budgeting their money, as for many of them it is their first time having to do so. The Who: Students in college The What: Have a hard time budgeting their money efficiently The Why: This is the first time many of them have to learn how to budget their money, because it had not been taught to them previously. Testing the Hypothesis: Testing the Who: Any student who relies on money for food, groceries, rent, car payments and leisurely activities will undoubtedly have this problem. Testing the What: Many students who have a hard time budgeting their money efficiently often struggle when they run out of money. Testing the Why: These students usually have little or no prior knowledge on how to budget their money, which in turn causes many consequences. Most of these students face a harsh reality when it comes to learning how to budget their money, often needing to get a job to help with their expenses. Getting a j...

Opportunity #1 (Economic): a) The first economic opportunity I encountered was the the increase of 291,000 jobs in the private sector this past month. I found this article on the Wall Street Journal website:  https://www.wsj.com/articles/u-s-private-sector-added-291-000-jobs-in-january-11580911234 b) I believe this provides an opportunity to those in search of a job. More people in the workforce creates more wealth in the economy and more consumer purchasing power. c) The prototypical customer in this case would be anyone searching for a job. d) Depending on the level of requirements a certain job has, the difficulty of exploiting these opportunities can vary. Opportunity #2 (Economic): a) The second economic opportunity I encountered was the worker shortage occurring in Denver's public transit system. I found this article on the Wall Street Journal website:  https://www.wsj.com/articles/public-transit-hits-a-speed-bump-not-enough-drivers-11580994000 b) For the p...